With prepaid cards becoming increasingly popular, many people are closing their checking account. Today’s culture had glorified the idea of carrying “wads” of cash. Having a wallet full of cash is a great feeling – yes – but the risk of appealing “cool” is simply not worth putting your hard earned assets at risk. Having a lot of cash on hands simply […]
Cut Lunch out: Consistently eating lunch outside not only puts a huge dent on your wallet but your overall health also. You are spending about $1820 per year if say your average lunches cost about $7 and you eat out 5 days of the week; this is if your lunch actually costs this low – which chances are it does […]
An excellent credit score is simply a must for one to live comfortably. Even if you don’t have insane amounts of savings, having a good credit score enables you to access the luxuries of life that would otherwise be extremely difficult to attain. It is a long a tedious project to get you credit score to a satisfactory level; here […]
Haven’t checked yourcredit score in a while—now is the time Knowing what your credit score is crucial for understanding what your financial strategy should be. Your credit score drastically influences the interest rates you are offered when you are in the market looking to buy a car, a house, or get any form of loan. Therefore, by knowing this very […]
A human being with a lot of responsibilities knows the value of time, busy schedules often eat away crucial times that could be spent catching up on leisurely activities and NOT doing laundry. If it isn’t time that is your issue, it could be you just plain don’t like what you are doing. So let’s be honest, sometimes it’s just […]
While the good news is the gas prices are once again dipping below $2 in some areas of the country, other products and services that we enjoy are going to cost a tad more this year. So to prepare you for where you have to spend and save, we’ve compiled a quick list. Food Due to the drought in California […]
Pay off your student loans If any one understands the stress of student loans it’s the millennials. Not only has the value of education skyrocketed over the years, the fact is that finding a decent job in your field right after graduating has become ever so inconvenient. There was a time when people could easily move out of their parent’s home after […]
We all need professional help when it comes to handling our finances. Thankfully, with the beauty of technology, banking has become not only accessible but much simpler. Having your bank’s app is a great place to start this journey; you can transfer money, pay bills, deposit checks, and much more with your bank’s app. But, the relationship you have with […]
For a last few years now, the market has been very “forgiving” in terms of low interest rates when it comes to home loans – making refinancing almost look like a ‘hot’ trend. Thankfully, the low interest rates also apply to the auto industry as well. However, a certain approach should be taken to use this advantage to the fullest. The […]
Grocery shopping is one of the most expensive activities that humans participate in on an almost daily basis. Believe it or not in most countries including the U.S. our grocery bill can account for almost 20% of our overall budget. And with the cost of food going up by almost 32% in the last 10 years this should be one […]